Posts by Heidi Mertlich

Shopping for life insurance is about as fun as waiting in line at the DMV (Department of Motor Vehicles). Shopping for life insurance when you have rheumatoid arthritis (RA) is like waiting in line at the DMV at noon, on a Saturday. Yet, life insurance coverage is a must-have for most Americans. If you have.. More

Bacon lovers – great news. There’s another reason to eat bacon: it can help prevent rheumatoid arthritis (RA). Okay, okay, you may be thinking we’re pulling your leg. But, bear with us. Here’s the thought process: Bacon contains selenium. Selenium is a trace mineral with antioxidant properties. Studies have shown that antioxidant properties, such as those.. More

Researching how life insurance companies view a person with rheumatoid arthritis (RA) can feel something like this: Cue an endless search for answers. Not to worry anymore. Here, you’ll find six important facts about how your RA affects life insurance underwriting. Underwriting (a funny sounding name, originating in the late 1600s in London) is the process.. More

Beauty is in the eye of the beholder. -Margaret Wolfe Hungerford Guaranteed issue life insurance is a godsend for some. It’s not a great option for many. Guaranteed issue life insurance: A type of financial-protection policy that provides cash to a named beneficiary upon the insured’s death, which an insurance company will offer to an.. More

Ever play the game, “Fortunately, Unfortunately”? It’s an amusing two-player game originating in the 1980s. Fortunately, Ned was invited to a surprise party. Unfortunately, the party was a 1,000 miles away. -Fortunately, Remy Charlip The word-play works well for term life insurance companies and rheumatoid arthritis (RA). Fortunately, you can purchase term life insurance coverage when you.. More

No. An ugly little word to hear if you were hoping for a yes. Or needing a yes. It’s as if, all of a sudden, you’re blocked from an exclusive club. The cool club that provides financial security for your loved ones. Ugh. But, you’re not giving up. Let’s say that you have a friend (that’s.. More

Seeking approval is usually not recommended as a way to improve your life. For instance, we don’t advise you to look for a thumbs-up from the following: Mother-in-law Neighbors Social media Nonetheless, we do know of a few occasions where a “yes” makes life better: Home loan Job offer Life insurance  We’ll tackle number three.. More

Can you get life insurance with rheumatoid arthritis? “Yes, but…” “Yes, kale is pretty gross, but you should be healthier.” “Yes, that Netflix show is addicting, but you have some serious bags under your eyes.” Here’s an annoying one. Your manager says, “Yes, your presentation was amazing, but I’m not sure the client responded well.”… More

Interested in purchasing No medical exam life insurance policy without the hassle of a medical exam? Wondering if your rheumatoid arthritis will affect your ability to be approved? Here’s what you need to know: there are many types of no exam life insurance policy and most of them work for rheumatoid arthritis. Think of it this.. More